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What studying in Europe really costs
Studying in Europe is more affordable than most people think - if you choose the right country. Here are honest numbers so you can plan seriously. (All figures are approximate and change yearly; we always confirm current numbers in your strategy call.)
Tuition fees by country (per year, public universities)
- Germany: usually €0 tuition - only a semester fee of €150–€400
- France: roughly €2,900 (bachelor) to €3,900 (master) for non-EU students
- Finland: €6,000–€18,000, but with generous scholarships for good students
- Poland & Hungary: roughly €1,500–€5,000
- Portugal: roughly €3,000–€7,000
- Private universities everywhere cost significantly more - usually not necessary
Living costs (per month)
- Germany: €850–€1,100 (rent is the biggest factor - student residences are cheapest)
- France: €800–€1,200 (Paris significantly more; choose smaller cities)
- Finland: €700–€1,000
- Poland/Hungary/Portugal: €500–€800
- A room in a student residence typically costs €250–€450 per month
Proof of funds for the visa
Embassies require proof that your first year is financed. This money is not a fee - it stays yours.
- Germany: blocked account with roughly €11,900 - paid back to you monthly (~€990/month) once you arrive
- France: proof of roughly €615/month
- Finland: roughly €800/month (€9,600/year)
- A scholarship or a formal sponsor declaration can replace part or all of this
One-time costs to plan for
- Language test (IELTS/TOEFL): €200–€250
- Application fees: €30–€100 per university
- Certified translations: €100–€300 total
- Visa fee: €75–€99
- Flight: €400–€800 one-way
- First weeks in Europe (deposit, insurance, setup): plan €1,000–€1,500 buffer
Want this done for you - with a guarantee?
Everything in this guide is part of our service. Start with a €99 strategy call or let us handle the entire journey.